How to budget and save money with the 50:30:20 rule

It's January, the worst month of the year for your bank balance. And, you're anything like me, you blew all of your money in December on Christmas gifts for others, Christmas treats for yourself, going out to festive parties and even going on one final winter break. Now you're broke, living off baked beans for the … Continue reading How to budget and save money with the 50:30:20 rule