How to budget and save money with the 50:30:20 rule

It's January, the worst month of the year for your bank balance. And, you're anything like me, you blew all of your money in December on Christmas gifts for others, Christmas treats for yourself, going out to festive parties and even going on one final winter break. Now you're broke, living off baked beans for the … Continue reading How to budget and save money with the 50:30:20 rule

The Power of No: How learning to say ‘no’ will improve your life

Sorry Elton, but 'no' actually seems to be the hardest word. It's not easy being negative, feeling like you are letting somebody down, refusing to help them out. I hate saying 'no' - to friends inviting me somewhere, to work when I always want to impress, but most of all I hate saying 'no' when my health … Continue reading The Power of No: How learning to say ‘no’ will improve your life